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Welcome to The Retirement Manifesto, a canvas for “Helping People Achieve A Great Retirement”!  I focus on practical retirement planning issues for folks within ten years of retirement and have been gaining a large audience with folks in their 40’s – 60’s.

It’s an honor to be one of the 10 Fastest Growing Personal Finance Blogs on the planet, as well as receiving a #4 ranking on this list of “10 Retirement Blogs Worth Reading” from TheBalance.com

My wife and I are on a journey toward early retirement in 2018, and are sharing the lessons we’re learning along the way. We recently sold our primary home, and moved into a cabin in the North Georgia mountains as part of our downsizing strategy for retirement (read about our downsizing strategy here):

Our Retirement Home In The Mountains

My goal is to educate, challenge and encourage each of you to take the steps necessary to achieve success and financial independence on your journey toward retirement.  In other words, this is my “Manifesto”:

Manifesto:  noun; man·i·fes·to: a written statement that describes the policies, goals, and opinions of a person or group. 

If you’re new to the site, start with my Most Popular Posts , or click HERE to view a summary of everything I’ve written to date.  If you’d rather listen to my perspectives, click here for my interview on the Radical Personal Finance podcast. I also have a Resource page which offers some free tools and links to other helpful sites.

R Whitney Quote

If you like what you see, join my mailing list to receive a once-weekly email with new posts (no spam, ever!).

My background: I’m a 54-year-old corporate commodity trading hamster by day, an aspiring philosopher by night, and a lifelong financial “hobbyist” working toward an early retirement (by ~55 years of age, God willing). I’ve had the same great wife for 30 years and a wonderful 22-year-old daughter who I walked down the aisle at her wedding in July 2017.  I’ve learned a bit along the way, and hope you can benefit from some of my experiences.

My articles which have received Rockstar Finance Awards are below:

In addition to this site, I have been published or profiled on:

I have also been interviewed on the following podcasts:

I invite you to join me on the path to a great retirement!  Together, we can achieve the goal of:

Helping People Achieve A Great Retirement!

Fritz Gilbert

Fritz Gilbert – Founder, The Retirement Manifesto

Jason Endorsement


  • e-mail: Fritz@TheRetirementManifesto.com
  • Twitter:  @RetireManifesto  (Click Here)
  • Facebook: TheRetirementManifesto (Click Here)
  • Instagram:  The_Retirement_Manifesto (Click Here)

“Each one should use whatever gift he has received to serve others, faithfully administering God’s grace in its various forms.”  1 Peter 4:10