Every Article Written

November 2017

10 Tips To Achieve Any Goal:  I achieved an 8-month goal today.  I learned 10 tips along the way.

I Know A Lot Of Nerds:  An introduction to my friends.  They’re smart money nerds, and they want to help you.

 

October 2017

Why We’re Taking On Debt To Move From Good To Great:  Why we decided to take on debt in our move to Great.

Let’s Go Flying:  Drone photography, an example of a hobby being developed for post-retirement.

The Narrow Path To A Great Retirement:  How a hike in Yellowstone became my hike to retirement.

PODCAST INTERVIEW:  Your Money, Your Wealth:  The softer side of retirement planning.

How To Be A Great Podcast Guest:  The ultimate guide to being a guest on a podcast.

Top Tips For Retiring Abroad:  Tips from a man who recently moved to Nicaragua from the USA.

 

September 2017

A Life In Pictures:  Life is like a car with no reverse.  Live Life Looking Forward, but cherish the past.

The 10 Commandments Of Early Retirement:  Want to retire early?  Follow as many of these as you can….

Your 4 Biggest Worries About Retirement:  What folks who are good with money worry about retirement.

My Money Map:  A visualization of how our money flows.  A Blog Chain post.

Why We Are NOT Buying Long Term Care Insurance:  The numbers behind our decision to self-insure.

 

August 2017

Am I A Prepper?  No, Just Prepared:  Are you prepared for a natural disaster?  Here are some practical steps we’re taking.

The Final Words Of A Dying Man:  My friend, Jim, sent me an email and went to bed.  He never woke up.

Is Your Wealth Building On Track?  (The FIRE Prowess Gauge):  A simple new metric to see how you’re doing on your journey of building wealth.

3 Enemies Of FIRE:  A Guest Post from OthalaFehu, questioning what would happen if everyone FIRE’d.

When A Home Sale Explodes (Good To Great – Part 3):  How our home sale exploded after it was under contract, and how learning to hit curveballs can move your life from Good To Great.

 

July 2017

37 Days:  Life at hyper-speed.  Can you relate?  Did I mention our daughter is getting married!!??

How The Pursuit of F.I. Almost Ended My Life:  I learned an important lesson this week.  It may have saved my life.

A 32-Minute Cure For Disappointment:  How to change disappointment to gratitude in 32 minutes.

What Baby Boomer Women Need to Know About Their Finances:  Lessons from a woman who had her husband drain their accounts without her knowledge.

 

June 2017

Seasons:  We’ve been filling the barn with hay while the sun’s shining.  Soon, we’ll enjoy the harvest.

Our Retirement Investment Drawdown Strategy:  Our drawdown strategy, in writing.  And, the start of a chain.

I’m Not Buying Any More Clothes:  My retirement wardrobe strategy, including the glide path.

The One More Year Syndrome:  Why do folks continue to work after achieving Financial Independence?

 

MAY 2017

How To Move Your Retirement From Good To Great In 7 Days:  Part 2 in the “Good To Great” series, a summary of 8 Lessons learned while moving from our “Good” to “Great” cabin over the past week.

Making It To Carnegie Hall (The Stacking Benjamins Show) – the backstory to my guest appearance on The Stacking Benjamins Podcast.

When Is A Safe Withdrawal Rate Too Safe?  A review of safe withdrawal rate theories for retirement income planning.  A guest post from DJ @ MyMoneyDesign.

How To Know When You’re Financially Independent:  Introducing the “FI Score”, a simple metric to use your net worth to track how close you are to Financial Independence.

I Was Stalked By A Drone:  A drone video of a beautiful morning in Georgia, and a cold water swim across a lake.

I’ll Never Be Able To Retire:  A Fact based view of the retirement crisis.  How bad is it, really?

 

APRIL 2017

Are You Wealthy?  Today, you’ll know:  Just enter your Age & Income into The Wealth Index (provided in this post), and you’ll find out if you’re wealthy!  Doesn’t get much easier than that!

Another Great Thing…And A Public Challenge:  Lake Michigan, The Dolphin & A Mountain Stream

What Role Should Annuities Play In Retirement?  A deep dive on annuities, their risks, & their benefits.

My Reflections On Two Years Of Blogging:  Two years ago today, I posted the first article on The Retirement Manifesto.  Today, a reflection on the first two years.  It’s been a heckuva ride!

How To Move Your Retirement From Good To Great:  Why we’re downsizing again, after only 1 year in our “dream retirement cabin”.  We’re moving from Good To Great.  How about you?

 

MARCH 2017

You Need Something To Retire To (w Infographic):  A guest post from ESI, on what he’s learned after 6 months of retirement about needing something to retire to.  With a cool infographic a friend made for him!

54 Minutes, 54 Years:  On your birthday, do something “In Minutes” that equals your age!

The Dilbert Principles Of Personal Finance An Infographic summarizing Dilbert’s Principles of Personal Finance.

Pupose, Motivation & Life Aspirations:   Find a purpose for your life.  A Case Study, using cold water swimming as an example of building purpose, motivation and goals to improve your life.

It’s Never Too Late To Start Saving For Retirement:  Betty & Gordon had nothing saved at Age 49.  They retired at Age 63.  Today, the story of how they did it.

 

FEBRUARY 2017

PODCAST INTERVIEW:  Planet Boomerville:  Talking retirement planning to Baby Boomers.

Becoming A Mustachian:  Mr. Money Mustache is driving a lifestyle trend/cult.  I just joined them!

PODCAST INTERVIEW:  Mo’ Money:  The importance of saving in your 20’s-30’s to Millennials

Are You A Financial Tough Guy?  I know someone who is, and today he tells you how it happened.

My Dad Just Moved Into Assisted Living:  He’s doing it right.  I’m proud of him.

Do You Want To Be Younger Next Year?  Solve this mystery, can you can be younger next year.

 

JANUARY 2017

Stealth Wealth:  I live a life of stealth, in a world of wealth.  It’s my choice.  What’s yours?

The Power Of Doing Good:  Don’t get distracted by all of the political “noise” out there, focus on what’s good.  The Rockstar Community Fund is a ripple in the pond, help spread the wave!

What If You Live To 100?:  How to insure you don’t outlive your money, with specific steps my wife and I are taking as a contingency plan against longevity risk.

The Best Finance Blogs In The Universe:  The best personal finance blogs, from The Big Hitters to The Up & Comers.  Pick a few, and start your free education today!

Are Baby Boomer Retirements Doomed?  Unfortunately, the answer for millions of people is “Yes”.  Deal With It.

 

DECEMBER 2016

The Most Popular Posts of 2016:  A summary of the top 5 articles in 2016, with links to each.

The Serenity Prayer Of Personal Finance:  Seek wisdom to know what you can’t change, and the courage to change the things you can.  The result?  Serenity.  Surprisingly applicable to personal finance.

What’s Your “It”?  This is it!  Find it.

Retired From Work, But Not From Life:  Retirement in a small town, through 3 philosophical quotes.

18 Lessons From My Dad – A Tribute:  A tribute to my Dad, and the lessons he’s taught me.

 

NOVEMBER 2016

So….I Fostered:  The story of a sad rescue dog, and a sad wife who put the dog’s needs ahead of her own.

The Best Money Advice Ever Received:  A collaboration with members of The Secret Club.

Achieving A Dream:  An event worth living, and an article worth reading.

Coping With Retirement Stress:  A daughter writes to help her parents deal with retirement stress.

PODCAST INTERVIEW – Retirement Starts Today: A 24 minute interview on what I’m doing now to build contentment in retirement.

6 Lessons Learned In A British Pub:  What I learned by observing for an hour in a British pub.

What Do You Think?  An article about thinking.

 

OCTOBER 2016

PODCAST INTERVIEW – Retirement Journeys:  A 22 minute interview on how I’m preparing for retirement.

Retirement:  Day 1:  A true story of two friends, on their first day of retirement.

Do You Have The Green Acres Syndrome?  My wife and I have it, here’s what we’re doing to cure it.

Endurance:   Retirement’s Secret Weapon:  Shackleton needed endurance to survive, you need endurance to optimize your retirement.  5 benefits of endurance for your retirement.

InfoGraphic:  The Retirement Income “Bucket Strategy” as an Infographic (my first!).

How To Build A Retirement Paycheck:  The Bucket Strategy, which I’ll be using in my retirement.

 

SEPTEMBER 2016

4 Keys To Building Wealth:  Spend less than you earn, invest the difference, and do it for a long time.

The Top 5 Retirement Concerns:  The Top 5 concerns, and steps you can take to reduce anxiety.

Man’s Best Friend….But At What Cost?  A PSA on the true cost of pet ownership.

4 Challenges To Improve Your Retirement:  4 Challenges.  For You.  To Improve Your Retirement.

Obamacare Is Falling Apart…And What It Means For Your Retirement.  A look at what’s going wrong with Obamacare, and what it may mean for your retirement costs.

 

AUGUST 2016

It’s About Time!!  Time, the rarest of investments.  You get it for free, and spend it until it’s gone.

I’m 53, & Just Medaled In My First Olympics:  How #MyOlympics can motivate you to achieve your goals.

5 Milestones To Determine “When Can I Retire”? 5 key milestones to determine your retirement readiness.

Yoda:  The Greatest Personal Finance Teacher Ever?  A whimsical combination of Star Wars & Personal Finance.

Retirement:  Reality Vs. Expectations:  A comparison of the realities of retirement, and how they differ from our expectations.

JULY 2016

What To Do When “Plan A” Breaks:  A true story of a retirement plan that didn’t work out.

5 Things Rich People Do With Their Money:  Apply a few of their common traits in your own life.

The First 6 Steps To Financial Wealth Things we’re teaching our daughter, as she starts her first real job.

Measure What Matters:  Measuring what matters can improve the odds that you’ll achieve your goals.  Here are the metrics for The Retirement Manifesto.

JUNE 2016

The Simple Path To Wealth:  A book review, on perhaps the best book ever written for those seeking to become a DIY investor, or just entering the workplace and taking responsibility for managing their finances.

A Simple Tip For A More Enjoyable LIfe:  My goal is to swim across Lake Zurich.  What’s yours?

10 Ways Mountain Biking Is Like Retirement:  A bike ride becomes an analogy for retirement.

5 Reasons Why It’s Great To Be Debt Free:  A guest blog from Mr. & Mrs. Groovy on debt free living.

MAY 2016

A Journey Through The Red Zone: A reader who achieved early retirement last week reviews the steps he took to make it happen.

A Life Lesson Worth Sharing:  As you go thru the transitions of life, take time to enjoy the journey.

An Experiment:  Introducing a new feature on The Retirement Manifesto.

An Option Trading Strategy To Increase Your Returns:  How to use options to increase your returns.  A review of my option trading strategy, utilizing Puts, Calls & Rolls.

The Best Retirement Calculator:  A review of the four retirement calculators I personally use for retirement planning.

Where Should I Put My Money?  In today’s difficult market environment, it’s hard to know where to invest your money.  Today, I share what I’m doing with my money, in the hope it helps you decide what to do with yours.

APRIL 2016

Can They Retire?  A Case Study:  A reader shares the details of their plan to retire at 55.  Can they make it?  We’ll answer that question.

Happy Birthday – I brought you a gift:  To celebrate The Retirement Manifesto’s 1st Birthday, a review of all of the tools availalble on the Resource page.

Retirement:  The First 90 Days:  A true story of the first 90 days in retirement, from one who is living it.

Debt Free:  When The Vision Becomes Reality:  We conclude the execution of our downsizing strategy, with the final mortgage payment.  Ever.

5 Reasons Why Retirement Is Hard:  An overview of my Doctorate Thesis, which focuses on these 5 elements which make retirement hard.

MARCH 2016

How To Sell A House In 7 Days:  We just sold our house in 7 days, at a price above our asking price.  Here’s how we did it.

How To Downsize In 24 Hours:  We just got rid of 30 years of “stuff” in 24 hours.  Here’s how we did it.

Take A Break:  After a marathon effort to achieve a goal, take a break to rejuvinate and live life!

5 Steps To Take Within 5 Years Of Retirement:  Take these steps, and you’ll be well on your way toward a great retirement.

FEBRUARY 2016

Are We In A 15 Year Bull Market?  Personal returns are usually lower than the market due to emotion.  What can you do about it?

5 Ways Retirement Is Like An International Flight:  A new way to think about retirement.  It’s like planning a trip to a city you’ve never visited.

How Much Will You Spend In Retirement?  How to estimate retirement spending.  Retirement is a math problem.

Your Plan Is Wrong.  Plan Anyway:  Plans change.  Be flexible, and benefit from having a plan.

7 Ways Hiking Is Like Planning For Retirement:  A new way to think about retirement planning.

JANUARY 2016

Inspiration:   How to find inspiration for things you’d like to do more (or less) of.

How Close Are You To Disaster?:  What are the odds of facing a financial disaster?  How prepared are you?  What can you do about it?

5 Moves I’ve Made In Today’s Market Volatility:  5 things I’ve done since the 8% downturn on January 1.

SPECIAL EDITION! Radical Personal Finance interview with The Retirement Manifesto founder, Fritz Gilbert.

Serendipity:  Why “fortunate discoveries by accident” should be our motto for life.  It’s why I write.

Learning From An Unexpected Death:  Go beyond shock and memories, learn from the lives of others. Live a life others can learn from.

DECEMBER 2015

Money Goals For Every Age:  A summary of key priorities by age group, as well as suggested tactics to achieve your goals.

Will Retirement Be Depressing?  A review of several studies on the topic, and suggestions to make your retirement great.

7 Lessons From Warren Buffett:  Personal finance lessons from one of the best minds in the business world.

FREE!!  Year-End Checklist:   A checklist based on actual steps I use every year-end for my family finances.

The Most Popular Posts of 2015:  The top 8 posts of the past year, #1 of which has been read over 2,500 times.

NOVEMBER 2015

Are You Busy?  A post about a day I spent this week at a Habitat For Humanity build.

The Biggest Enemy Of Retirement?  YOU!  Procrastination has a huge cost.  Don’t make excuses to delay working on things you need to address.

Earn 5% on a savings account – today!  I opened a 5% savings account on Netspend this month, and walk you through the process step by step.

The 10 Commandments Of Personal Finance:  10 principles to apply in your personal finance life.

Retirement Planning vs. Swiss Trains:  Retirement planning will never be as precise as Swiss trains.  Accept it, plan for it, and move on.

The Road Less Traveled (A true early retirement story):  Life lessons from a good friend who is retiring at the end of this year, at 56 years of age.

OCTOBER 2015

The Best Personal Finance Blogs In The Universe:  My listing of my current “favorite” personal finance blogs.

10 Tips For Success On Craigslist:  I’ve sold 29 items, and compile 10 tips for insuring your own success on getting rid of your clutter while generating some cash!

A Place Where Time Stands Still:  Or Does It?  How an old deserted road can serve as a lesson for why we need to focus on our investments NOW.

Semi-Retirement:  A True Story:  A story full of tips written by a good friend who retired early and started a consulting business.

5 Most Popular Retirement Manifesto Articles:  A “Best Of” post, highlighting the 5 overall most popular, and 5 most popular “investment focused” articles.

Rain:  How rain can serve as an analogy for our personal savings.  Build a savings reservoir while the income stream is still flowing to help survive the inevitable drought.

He Retired At 50, And Has Advice For You:  A good friend who retired at 50 shares his toolkit, with a focus on the importance of strategically using a budget.

Before I Die:  A look at your priorities, with encouragement to think about what’s important for you to accomplish in your retirement years.

Why Is Asset Allocation Important?  A foundational article on the concept of asset allocation and how to determine where you should invest your money to achieve your goals.

SEPTEMBER 2015:

Did You Take All Of Your Vacation This Year:  An encouragement to resist self-imposed peer pressure and take your vacation time.

4 Ways To Reduce Worry In Today’s Volatile Market   How a long term investor should view volatility.  The use of Good Til Cancelled and Stop Loss orders.

The Goats Are Gone (Retirement Priorities):  As you approach retirement, prepare for how your priorities will change once you’ve retired.  Take steps now to be ready for the change.

You May Be Wealthier Than You Think:  A philosophical look at the different types of wealth, and an encouragement to be intentional in choosing how to balance them.

So You Want To Be A Millionaire:  Realize the impact that small spending decisions can have when compounded over many years.  You can become a Millionaire.

How Can You Retire Early?  The first post from a reader, with a focus on steps you can take to increase your chances of being able to retire early.

7 Strategies To Make Your Money Last Through Retirement:  Practical tips to reduce your chances of outliving your money.

The Best Articles Of The Week: A compilation of the best articles on the ‘net from the previous week.

AUGUST 2015:

Mental Sovereignty:  Make up your own mind, avoid the noise.

Downsizing – Our Retirement Strategy:  A review of our personal downsizing plans, including how we determined the target purchase price for our downsized home.

5 Lessons On Attitude From A 92 Year Old:  Examples of people who have made a decision to be content.  Chose for yourself – it’s your life.

Why Don’t Americans Save String?  A comparison between the savings habits of The United States and China, where strong motivation drives the Chinese to a 30% savings rate.

The First 50 Articles:  An index of the first 50 articles written.

The 7 Best Articles Of The Week:  A compilation from the net.

JULY 2015:

When Can I Retire?  (Putting It All Together):  The final article in the series, with methodology to determine when you can target your retirement date.

Enjoy YOUR Independence Day:    Celebrate your Financial Independence Day.

Top 5 Regrets People Have On Their Deathbeds: A pallative care nurse outlines top common regrets.  I give advice on how to avoid them in your own life.

Not My Circus, Not My Monkey:  Identify what you’re responsible for, and take ownership. Don’t waste time on things you can’t control.

The Purpose Of Life Is A Life Of Purpose:  The purpose of The Retirement Manifesto.

SPECIAL EDITION – INTERVIEW: Radio interview with Jason Parker of Sound Retirement Radio, in which Fritz Gilbert outlines the purpose behind The Retirement Manifesto.

7 Signs You’re On The Road To A Great Retirement:  7 simple tests to determine if you’re on track to a great retirement.

The Best 5 Articles I’ve Read This Week:  Compliation of good articles on personal finance.

When Is Enough….Enough? Define your “enough”, don’t get stuck on the treadmill.

How I Made $2,000 In One Hour:  Shop your insurance, it will save you a lot of money.

The Millionaire Next Door:  Lessons you should learn from wealth builders.

JUNE 2015:

When Can I Retire?  Step 1 – Spending:  How to project how much you’ll spend in retirement, the first step in determining when you can retire.

When At Work, WORK!:  As you near retirement, don’t drift.  Take personal responsibility.

Will You Be Forced To Retire Early? (Chances are “Yes”):  A study in USA Today reports 60% of Americans retire earlier than planned.  Do you have a Plan B?

When Can I Retire?  Step 2 – Income:  Part 2 of the series, focused on how much income you can realistic expect to achieve in retirement from all sources.

Take Time To Say Thank You:  I went to Montreal this week, with the primary purpose of taking time to recognize the retirement of a good friend.

Shower Them In Love:  A most unusual wedding gift, a most unusual shower.

Have You Got 5 Minutes?:  Relationships should be our priority, not money.

When Can I Retire?  Step 3 – The Contingency Plan:  Part 3 of the series, focused on identifying potential risks to your retirement plan, and building them in to your cash flow.

A Bench In The Woods:  A description of my respite.

What’s In Your Bucket?:   Build a bucket list for all facets of your life, not just travel.

What Me, Worry?:  10 practical tips to minimize worry in your retirement.

MAY 2015:

Building Block One:  The Levers Of Wealth:  Building wealth is easy, spend less than you make and do it for a long time.  3 Levers:  What you make, what you spend, and what you do with the difference.

High Five (Encouragement):  Encouraging others benefits the giver as much as the recipient.

Building Block Two The Most Powerful Force In The Universe:  The power of compounding. Start early – once the opportunity is missed, it’s gone forever.

Listen To Your Mother:  A great summary of top advice numerous authors received from their Mom’s (in honor of Mother’s Day).

Dogs, Cats & Pygmy Goats:  How pets add joy to life, and enhance retirement.

Learn From Those Who Have Gone Before:  Learn from others who have gone before you, and teach those who follow in your wake.

Mortality:  7 lessons I learned from my brother-in-laws premature death.

Building Block Three:  The Net Worth Statement:  Why you must track your net worth.

Car College – Podcasts:  The value of podcasts, and a list of my favorite ones.

Life At Full Throttle:  How a train station is a good analogy for life.

No One Has Ever Become Poor By Giving:  Anne Frank, The holicost, and sacrificial giving.

Building Block Four:  Asset Allocation:  Where should I put my money?  A description of various asset classes, and the sequence in which you should invest.

APRIL 2015:

College, For Life (Paying for College):  My parents paid for my college education, now I’m returning the generosity. Someday, hopefully, my daughter will do the same for her kids.

The Retirement Manifesto – How It Started:  The story of the first 30 hours.  Have you read the definition of “Manifesto”?  It’s a perfect description for this website.

48 Hour Milestone – God’s Leading:  Does God lead us into things?  Did he lead me into this?

A Day With My Daughter (Leaving A Legacy):  Life lessons to my daughter via her search for the perfect gun.

A Call For Help (Budget Priorities):  A friend calls for advice:  tax savings or emergency fund?

The Kayak (Carpe Diem):  Life.  Just Do It!

The Purpose  (Planning your future):  My personal rules for The Retirement Manifesto.

Should I Buy Gold?  My advice to a friend when he asked me this question.

Why Does Personal Finance Matter?  How personal finance applies to our daily lives, and why it’s important for a great retirement.

45 Seconds Of My Life:  How small action can lead to big results.  Take the first step!

The River (Married Life):  How a kayak trip is a good analogy for a marriage.

 

MY FIRST ARTICLE – April 12, 2015

Contentment – A Personal Choice:  My first post, and I choose to make it an opportunity to publically declare my personal decision to be content.