This page is intended to share templates and other resources of interest to The Retirement Manifesto Readers. As I develop tools, they will be populated here.
WORKSHEETS – Built By The Retirement Manifesto:
Net Worth Statement: A template for your use in creating your personal net worth statement.
Asset Allocation: A spreadsheet to help you analyze your current holdings vs. your targeted Asset Allocation.
Spending Tracker: A template to track your spending and forecast retirement expenses.
Retirement Cash Flow: A template to allow you to project your cash flow through retirement.
The Bucket Strategy: A template to help you turn your investments into a retirement paycheck.
The Wealth Index: Are you wealthy? Just enter your age & income to find out!
Year-End Financial Checklist: A checklist based on steps I take every year-end for my family finances.
INFOGRAPHICS – Built By The Retirement Manifesto (click to view)
WORKSHEETS – The Best I’ve Found On The Web
Portfolio Return Estimator: Great review by MyMoneyBlog on tools to project returns.
10 Free Budget Spreadsheets: Good article from Seedtime, with links to 10 great spreadsheets.
New Retirement – Retirement Calculator: One of the best retirement calculators I’ve found.
Retirement Calculators: A comprehensive post from Financial Mentor, with links to several recommended retirement calculators.
A List Of The Best Retirement Calculators: Great summary of the best 24 retirement calculators on the web, maintained by Darrow Kirkpatrick.
The Calculator Site: All of the financial calculators from The Calculator Site. This will keep you busy for days!
Compound Interest Calculator: An easy way to see the future value of your portfolio.
Vertex Excel Templates for Anything: An amazing site, with Excel & Google Sheet templates for budgeting, retirement, and practically anything else you can imagine. Have a look, great site.
RealDealRetirement Toolbox: A useful page with many applicable tools for retirement planning.
Portfolio Charts: Amazing way to see the impact of asset allocation on your portfolio returns.
Asset Allocation: A tool to help you visualize future value of investments, based on asset allocation targets.
MY DAILY RETIREMENT NEWSLETTER:
The Retirement Daily: An automated newsletter providing daily retirement finance news from around the ‘net. Have a look, email sign up is free and available on the site.
RECOMMENDED PODCASTS:
The Retirement Answer Man: Practical advice to help you plan well & invest wisely from an active CFP who helps folks plan for retirement every day.
Two Sides of FI: A great show between a guy who has already retired (Jason) and a soon to be retiree (Eric), sharing their thoughts on preparing for, and living in, retirement.
The Money Guy Show: Brian and Bo have been at this stuff as long as anybody, and their depth of experience shows. Great advice, and a great YouTube channel to compliment the podcast. https://www.moneyguy.com/
ChooseFI: Jonathon and Brad are the fuel behind the FIRE movement, and offer the hottest podcast on all things related to Financial Independence Retire Early. Great content applicable to all. https://www.choosefi.com/
The Dough Roller Money Podcast: A well spoken attorney who addressed a wide breadth of financial planning concepts in easy to understand language. http://www.doughroller.net/
Sound Retirement Radio: A weekly radio broadcast from a Certified Retirement Financial Adviser, covering many topics of interest to those planning for retirement. www.soundretirementplanning.com
Radical Personal Finance: A high content podcast with deep financial content from a CFP. Excellent for those wishing to deeping their knowledge. Content is well organized on website, allowing focused self-education in areas of interest. http://radicalpersonalfinance.com/
MY FAVORITE PERSONAL FINANCE BLOGS:
NOTE: I have too many favorites, and have been negligent in keeping this updated. Apologies to my friends who I haven’t added yet.
Early Retirement Now ESI Money Physician On Fire
Money For The Rest Of Us My Money Blog Freedom Is Groovy
Route To Retire Financial Samurai Accidental Fire
HOW TO FIND A FINANCIAL ADVISOR:
Paladin: Looking for a financial advisor? Paladin “matches” you with several advisors in your area that match your pre-selected criteria. A free service that does the background work so you don’t have to.
Nectarine: Looking for a $150/hour pay-as-go plan? Check out Nectarine if you want to chat with a CFP about your situation, but don’t want to go with the full-service option.
Interested Web Resources:
Annuity.org: A free resource, accredited by the BBB, to help you compare annuity options.
Arizona Credit Union Calculators: A great collection of calculators for various financial decisions.
Financial Calculators: A great site for almost any calculator you’ll need.
CreditLoan.com: A valuable source of “How To” guides as you work your way to Financial Independence.
www.bankrate.com: A good site to get the best CD rates, also calculators & articles.
Credit Card Glossary: A good glossary of all terms related to credit cards from Fiscal Tiger.
www.depositaccounts.com: An online tool to find the highest savings rate you can earn in your State.
www.mint.com: A free internet tool that categorizes your expenses, good for budgeting.
Find Your Advice-Only Advisor: A list compiled by Cody Garrett to find “Advice-Only” financial advice.
Free Medicare Course: A FREE 6-day Medicare course via email, from the experts at Boomer Benefits.
OpenSocialSecurity: A Social Security “claiming strategy” calculator.
www.personalcapital.com: A great tool to track your portfolio, net worth, asset allocation.
Social Security Guide: A comprehensive guide to all SS-related issues from Money Geek.
Sure Dividend: A popular blog focused on dividend investing.
Tax Withholding Calculator: A Calculator to estimate your taxes.
25 Steps for Estate Planning: A handy summary from the Travis Walker Law firm.
www.treasurydirect.gov: The place to buy U.S. Savings bonds and I Bonds.
Financial Glossary: A glossary from Rutgers University on all things financial.
Help.org: A site dedicated to getting the support you need, including a dedicated page for Veterans suffering from PTSD and substance abuse.
Thanks for the helpful list of Resources on this page. It’s the most complete one I’ve seen on retirement and retirement-related finance topics. Excellent blog!
Thanks for the kind words, Dave. I put some time into compiling it, happy to hear that it’s helpful for the readers! “The Most Complete”, Wow! Thanks for making my day!
Any chance we can “hear’ you? I typically listen to hours of audio books and podcasts a day, while learning AND getting my “to do” list to ” to done”. A typical multi-tasker like many others, would love to hear the audio of your blog and new book. Heck i would even pay retail for it if I could listen while working on other things!! I know many others do the same… possible?
Jeri, I’d love for that to happen, and have actually talked to my publisher about it. They have a direct contract with Audible, and the selection of which books get recorded (and who does the talking) is outside my control. I asked them to let Audible know I’d be interested in doing the recording, if the book ends up getting recorded. Hope it happens, but I suspect the odds are against us (I do think it will ultimately get recorded, but unlikely I’ll be the reader). Fingers crossed!
Fritz – my first introduction to you and your website was listening to your interview on Bigger Pockets. Our stories are similar so it was inspiring. My question: Have you come across a retirement plan (using a bucket strategy) that incorporates passive income from rental properties? I’m looking for guidance/best practices on this topic. All the best!
Robert, glad to know you heard that BP interview, I enjoyed that chat with them. Nice folks, good content. As for rental properties and bucket strategy, I’ve not specifically addressed it. I may have to write a post on that one, but my initial thought would be to subtract the rental income from what you need to fund, leaving the bucket strategy to fill the remaining gap. Hope that helps!
Really appreciate all you do Fritz for us DIYers. Tremendous information and exceptionally helpful for anyone wanting to dig in and understand!
Thanks for all you do in helping with financial knowledge
Mike
With only 5% of my portfolio in Taxable Brokerage account, I am having a hard time finding blogs on “creating a paycheck” details when most any way I want to access my portfolio for income while delaying pension and SSI. I’ve started the process of gradually converting Rollover IRA to Roth IRA’s, and have ~4% of portfolio in HSA’s, but everything I read says to leave those alone! So that leaves the Deferred Tax IRA for income for the next 10 years. Do I sell my “winner” or my “slacker” assets, and why? Since I’m doing Roth conversions every year, should I instead take the paycheck from existing Roth balances (minimize taxes to make room for more conversions)? I’ve saved enough medical receipts to be able to tap into about 60% of our HSA balances, so maybe I should use that money to pay the taxes on either the conversions or the paychecks??? Pointing me to what articles or blogs might help me dig into the details of an optimal solution would be wonderful.
Thanks for all that you do for us out here trying to slog it through.
Greg, the best article I’ve seen on the topic is this one from MadFIentist. I hope you find it helpful.
Hi, I am interested in learning about when articles are published but get so many emails per day, I get overloaded. Do you have a digest version whereby you just list the article titles (links and a short blurb) that were published either in one week or two (however your publishing frequency is established).
Any chance of that?
I dont want to get an email daily about each article that was published each day. So if this is your model, pls don’t sign me up.
Mary, I only send an email when a new blog post is published, typically every ~2 weeks. The only way you’ll get “flooded” with emails from me is if you accidently hit the notification to get an email whenever a comment is left on a particular post. Hope that helps.