A month ago, I wrote about my retirement from full-time blogging and made the following statement:
“I don’t know exactly what that means yet, but I’m going to explore it for a while to see where it leads.”
On the morning I published that post, I celebrated my “Retirement 2.0” by mountain biking on the Piney Knob trails of Western North Carolina. As I rode, I thought about this blog and its direction. I didn’t want to write as frequently, but I didn’t want the blog to fade into obscurity. I wasn’t sure how to balance those conflicting goals, but I determined to keep myself open to new opportunities and see where things led.
Little did I know that as I was riding, a friend was thinking about the same thing, and those thoughts would lead to an exciting new direction for this blog.
Before I go there, I’ll share a pic from the trail to help you join vicariously in the moment:
As I came off the trail, I received a text from a friend that changed everything, and I couldn’t be more excited about where it’s led. That text led to an email exchange, and an exciting new path was established for this blog.
In short, we’re going to conduct an experiment. If you’re a regular reader, you know how often I encourage folks to experiment and try new things in retirement. Seems appropriate, then, that we’d do the same thing with the blog. The exciting part is that you get to participate, and your feedback is always welcome (I’ll see you in the comments).
Today, I'm sharing the plans for the next chapter of The Retirement Manifesto - we're doing an experiment. Share on XI suspect many of you know the friend who sent the text. She’s a true “Rock Star” in the world of retirement planning, and her book was one of the best books I read as I was planning my retirement. She has been writing as an expert on retirement-related topics since 2008 and has created tremendous content in the field. I was a huge fan of hers long before she knew who I was, and I’m honored to consider her a friend now.
I’m even more excited to have her as a partner (hold that thought, I’ll explain more in a minute).
Her name?
The infamous Dana Anspach, a Certified Financial Planner, Founder of Sensible Money, and author of Control Your Retirement Destiny (Amazon Affiliate link), one of the best books I’ve read on retirement planning. I first discovered her when she was writing the “MoneyOver55” column on About.com, and have followed her writing since 2010. She’s long been one of my favorite writers in the field, and in the second half of this post, you’ll get an opportunity to read her writing yourself.
Hint: It won’t be the last time you’ll read her content on The Retirement Manifesto.
Ironically, after years of helping thousands of people retire successfully, she’s now at the same point I was when I started this blog. She’s still working, but she’s thinking seriously about when she can retire. She’s a talented writer, and in her text, she floated the concept of having her share her journey and thoughts via posts on this blog.
I immediately agreed.
What is it like for a retirement professional to personally go through the retirement transition? After years of helping others, how is it different when you go through it yourself? Thanks to this partnership, we’ll all gain some insight. I’m excited for the journey.
We’re keeping the new “partnership” informal, with no money changing hands and no commitments. Either of us can cancel the agreement at any time, though I suspect that won’t happen. We’ll play it by ear and see how it goes. If things work well, we’ll consider a more formal agreement in a year or so. Stay tuned.
The Bottom Line: We all stand to benefit:
- Dana gets a platform to share her thoughts as she prepares for retirement.
- Fritz gets a talented writer to create new content and keep the blog interesting.
- You get insight as a retirement professional plans her transition into retirement.
The Retirement Manifesto 2.0
At this point, here’s how we envision things happening.
Both Dana and I will contribute to this blog, and we’ll have complete freedom to write whatever is on our minds. I suspect having Dana onboard will give me more energy than if I were to continue solo, and I already have a few draft articles saved on topics I’d like to address. I realize it will take a while for you to get used to a new “voice” on the blog, and I ask for your patience as we conduct this experiment. Dana is an excellent writer and has more experience in this field than almost anyone I know. Participating in her retirement transition will provide value for all of us.
In short, The Retirement Manifesto is moving from a solo act to a duet.
I hope you like the new music.
PS – To make it easier for you, we’ll add the writer’s name as a byline below the title of each post. If you were paying attention, you’d have caught Dana’s name below the title of today’s post. I wonder how many readers noticed that?
This isn’t the first time Dana and I have collaborated. A year ago, I was a guest on a webinar she hosted discussing “The 5 Keys to Retirement Success” (YouTube link below). I met Dana in Phoenix a month before we recorded, and we hit it off immediately. I’m proud of the content we created, and I am excited about what the future holds.
With that introduction out of the way…
Discovering The Retirement Manifesto
I’m not sure when I first came across Fritz’s blog—probably 2016, a year or so after he began writing.
At the time, I wrote as the MoneyOver55 Expert for About.com, something I’d done since 2007, when the site was owned by The New York Times. All of us “experts” maintained a blog, where we were encouraged to share our personal voice along with stories and anecdotes, and we wrote “evergreen” content – for me, that meant covering core topics like Social Security, 401(k) withdrawals, and all things retirement.
I loved it. Writing was one of the most rewarding parts of my week. Constantly on the lookout for fresh topics and inspiring voices in the retirement space, I found The Retirement Manifesto and featured the blog in a “top retirement blogs” piece.
What drew me in? Fritz was out there being real—sharing his journey with transparency and vulnerability, and allowing us all to come along for the ride.
A Different Kind of Retirement Conversation
While I was steeped in the mechanics of retirement income planning—tax efficiency, income distribution strategies, and cash flow modeling—Fritz was writing about the emotional side of the transition. About finding identity and purpose. His Ten Commandments of Retirement post struck a chord. It showcased the depth of thought he and his wife applied to their retirement and who they wanted to become.
That idea resonated with me. I lived by my own version of a manifesto—I called it my Operating System. It included things like:
- Be the best me I can be.
- Spread a little sunshine wherever you go.
- I believe I’m 100% responsible for my life—my life is a reflection of the choices I make.
The thought of applying this same kind of intentionality to designing retirement life felt like a mini sparkle bomb going off in my head. “Of course,” I thought. “That is the way!”
And yet, while I referred many people to Fritz’s work, when it came to my own retirement – it felt far, far away. When I tried thinking about it… I felt blank. I help others plan for retirement. But for me? Nope, I couldn’t picture it.
The Shift: From “Nope, Never” to “Maybe One Day”
Until, at the age of 53, one vacation changed everything, I’ll share that story in a future post.
After that trip, I began thinking about retirement more. By “more” I mean I went from “Retirement for me–nope, never” to “Holy cow, I actually want to retire one day!” This was a fundamental shift.
I wondered: Could I blog about my journey, just like Fritz had?
But, I no longer had a personal blog. You see in 2012, the New York Times sold About.com to IAC—a digital media conglomerate that owns everything from Match.com to Investopedia. Like many corporate transitions, the tone shifted. Our blogs were taken away. The platform became more transactional. I kept writing for a few years, then stepped away as it lost its luster and personal feeling.
Over the years, Fritz and I exchanged a few notes on Twitter (now X). We emailed occasionally and met in person during his 2024 visit to Scottsdale.
His genuine nature shines through in person just as it does within his writing.
So, when I saw his post about retiring from blogging, another sparkle bomb went off. Could I pick up where he left off?
I tapped out a text, and after a short exchange, we decided to do something we each value: experiment. No financial ties. No obligations. Just an experiment.
I’d share my thoughts and stories about retirement. When inspired, he might share his. In a year, we’ll check in and see what we think.
I’m excited to blog again—it feels like Fourth of July sparklers inside.
What My Plan Is—And Isn’t
My only hesitation: how might this be received? I’m the founder and CEO of a firm specializing in retirement planning. While we welcome new clients, this is not a sales pitch, and I don’t want anyone feeling that way.
Yet, I’m sure I’ll talk about my work—it’s a huge part of my life, and I’m proud of it. But my belief is this: we’re all wired differently.
Some of us are well-suited to handle our own planning.
Others benefit immensely from delegating.
Either way, good advice is good advice. We can all learn from one another—with respect, kindness, and encouragement.
I plan to share my hopes, stories, and reflections about my retirement journey—and snippets from the hundreds of households I’ve learned from.
Let’s See Where This Leads
Let’s see where this experiment leads. I hope you’ll join me on the journey.
And, stay tuned. Shortly, I’ll share my own personal awakening about retirement and how it shifted my entire way of thinking.
Conclusion
Fritz here, jumping in with some final thoughts. Throughout my blogging career, I’ve been fascinated by the exciting opportunities that spring up just by being “out there.” The countless podcast interviews, webinars, and new friends I’ve made. By taking that first step in April 2015, I’ve created something that’s brought true purpose and meaning to my retirement.
By being willing to experiment and try new things, I’ve discovered the rewarding feeling that comes from “Helping People Achieve A Great Retirement” (my byline). As a result, I’ve learned to embrace change, to be willing to experiment, and to take risks. I hope that you’ve all benefited as a result.
After years of being a solo act, I’m embracing the opportunity of singing in a duet.
I hope you enjoy the experiment.
Your Turn: I’d love your input as we launch this new chapter in the life of The Retirement Manifesto. Have you read Dana’s material in the past, or is this your first introduction? What do you think of the approach? I appreciate your support as we conduct this experiment, and encourage you to learn to hear a new voice on this blog. I think you’ll enjoy the music…
I love this! As a near-retiree myself, I hope to walk along the journey with Dana. Looking forward to this!
Thank you Rita! I hope we can all learn together!
I agree. We’re just a few years out so can’t wait to hear about another journey and get more information that may help us through, too!
I’m 54, female, and like that we will have a female take! Very fun learning! Congratulations to you both and to us readers!
Hello fellow Generation X’er. I agree, it will be fun!
Remember the old saying “two heads are better than one!”…LOL. Let’s see how this unfolds, but I am eager to attend the show.
Great idea! And I think it will support one of my values, which is “always be learning”.
Awesome idea Fritz! Dana is well known and respected and I look forward to reading her posts in the space. Sounds like a great experiment!.
Congratulations both of you. I was a creative director/writer for 30 years before retirement and I found that effective ads appeal med to both the rational and emotional sides of people. Fritz, you’ve done both but I feel you do a great job appealing to the emotional side of retirement while Dana provides some very rational thinking, especially through her work. I wonder if this will be reflected in your duet.
Awesome. Onward.
Very excited to hear this news. Very glad Fritz has a partner who can assist with keeping the site going and having an additional viewpoint/voice will be valuable. Congrats to you both.
Great idea! I look forward to the future blogs.
Great to hear the blog will continue with more frequent content. Having a new set of eyes is always good in building (in this case continuing) a successful business.
I welcome this experiment as I’ve always held the belief that additional viewpoints will give more perspectives for readers. This is the first time I’ve heard of Dana but look forward to the duet.
It may be the first, but it won’t be the last! Thanks for your support of the “experiment,” I couldn’t be happier with all of the positive comments today.
Bravo/Brava!!! It’s exciting to see others figuring “it” out, especially two who are willing to share so openly about their journeys! My retirement set sail last Friday. Dana, like you, “I couldn’t picture it” even as recently as a few years back. It’s still pretty opaque. But thank to Fritz, and others, I’m kinda prepared (prepared financially but not emotionally). Lord knows I don’t have it figured out. Probably never will. But I’m gonna keep experimenting until I can figure out enough! Because of folks like you, we all benefit as we individually piece together our personal retirements! Thanks for being willing to continue a little longer, Fritz! Big welcome to you, Dana!
Jeffrey, congrats on crossing “The Starting Line” last week – exciting times! “Kinda prepared” is a common way to enter retirement, I suspect you will, indeed, figure it out in time. Thanks for letting us play a small role in your journey.
Fritz and I retired just about the same time-2Q 2018 and I found his writing very helpful for a couple of years before and after I retired. About a year before I retired, actually in May 2017, my wife and I engaged a retirement specialist financial planner whom we have working with ever since. Somewhere around the same time period I discovered Dana’s writing on the MoneyOver55 blog and it also resonated with me. I also ordered one of her books-Control Your Retirement Destiny-which really helped. And, it turned out, our financial planner is a professional colleague of Dana’s-they both have the same retirement credential (RMA) and have both taught the financial planning course in which they are certified. You both have added tremendous value to me and I am sure, to others and I am sure this will continue. Best of luck your individual and joint journeys. I’ll be honest Fritz, I drifted away from being a regular reader over the years to other blogs and FB groups as I seem slightly more attracted to reading about the technical side of retirement planning and so bringing in Dana will likely bring me back. Which is an indirect way of saying I like her work a little more than yours these days. Good add!!! 🙂
Thank you! I do hope to incorporate both the technical and emotional sides here. Welcome back to the blog! And wow, it’s an honor to me that you remember my writing from my MoneyOver55 days.
I’m excited about this new direction! About 10 years ago I discovered Dana when reading every kind of book I could about my upcoming retirement. Dana’s struck a chord with me and I knew she was the one I wanted to work with throughout my retirement. 10 years later, I’m still working with Sensible Money and happily I might add. For several years this blog has given me a valuable sense of life-balance when it comes to the retirement adventure so I’d say it’s a marriage made in heaven. Some say it’s a small world, but great thoughts and hearts attract great hearts and thoughts is more to my liking. Terrific news!
John, great to hear from one of Dana’s clients, I’m sure she appreciates all of her clients’ support and understanding of her plans to transition over time. Knowing Dana, you can count on the fact that it will be well done, I look forward to reading about it as it happens.
PS – I like your thought about “great thoughts and hearts attract great hearts and thoughts.”
I love this concept! As I was pushed into retirement due to a job loss, I found your blog very helpful. Because of you, I learned about Chapter and they made my transition to the Medicare system seamlessly easy. I was disappointed to learn you were no longer going to blog, so this is FANTASTIC news about Dana, Fritz. Now the blog will not only help people through the major changes, it will continue to support us with essential information about managing our finances as we age. Very excited!!
Glad to hear you had a good experience with Chapter – I’m impressed with what they’ve done, and always enjoy getting positive feedback from my readers who have interacted with them. Also, appreciate your support of bringing Dana on board. This is going to be fun.
This is duet solution is definitely a “win-win” for all of us. Like any other chapter in life, the retirement chapter is also changing constantly. There isn’t a “one size fits all” plan that one can implement and then be on cruise control for the rest of your life. Two events that have caused us to reassess this chapter is dealing with an aging parent that was aging in place who fell and broke her hip and is now in an assisted living facility after successful surgery and rehabilitation. And then on the heals of that seven week event; we both get COVID for the first time. Naturally all previous plans for activity get thrown out as these events become our priority. Even though we are great believers in spiritual and physical lifestyles, when your own health gets hit along with a family member than priorities change and introduce a challenge that many people have trouble navigating. Fortunately, after a small period of feeling like Job we reset our perspective off of our circumstances and put them back on the promises and faithfulness of God. Now this chapter becomes a story that can encourage others who are dealing with similar events. Looking forward to more wisdom from this powerful duet via this blog. Keep moving forward and keep your perspective. Be intentional.
Glad to see I’ll continue to get “words of wisdom”, personal perspectives and honest financial journalism. 🙂
In my retirement planning I found Dana’s book and was compelled to change financial planning professionals for my decumulation phase. I’ve been a satisfied customer of Sensible Money for 8 years and watched Dana build a ladder of talented professionals for succession planning. Can’t wait to read her journey to her own retirement.
“Can’t wait to read her journey to her own retirement.”
Neither can I. 😉
You both are such a gift! I’ve always enjoyed this blog and now adding Dana’s experience and knowledge gives me a “sparkle bomb” inside as well. 😊
I don’t know how to put a heart emoji in the comments but if I could I would add one here! Thank you!
❤️
(wink)
🤣❤️👌 Aha!
Sounds like a good way to transition to the next thing for both of you!
I haven’t read any of her writing but sounds like I need to.
I am not familiar with Dana’s work but am looking forward to reading her posts. I just want to say, however, that the best part of this post is your approach when you wrote “By being willing to experiment and try new things…” It is so easy to pull back and stick with the familiar or “wind down” as I approach retirement. It is a great reminder that we can approach retirement as the planning for a new chapter and new experiments in life. Keep it rolling on the blog and on the trail.
I think this is a great idea- I felt this blog had a great mix of technical and mental blogs in the last few years; however with Fritz retirement, the blog had become more of the mental side of retirement. Even when I sent this blog to others; they felt they needed a few other thoughts that encompass technical writing. In order to stay “fun”; I think having a new voice and a new mix of technical and mental writing will enhance again the blogs spirit. Awesome to see this new partnership and hope Dana is as open as you were in the past…that is one of the many reasons it made this blog so special
Thank you Alonso. My plan is to be just as open and transparent – about the emotions and challenges of thinking about retirement and to share technical planning things – but from a “one size does not fit all” perspective.
Looking forward to more engaging posts and the magically sounds of a duet.
Welcome, Dana! Looking forward to reading about your journey.
Dana, thank you very much for jumping in and making possible to keep on with the blog, it has been a great help on my journey for retirement in the near future. Helping to keep Fritz engage is a great thing for all of us followers.
Thank you! I am looking forward to it!
You know what they say, two heads are better than one. I like this concept already. I’ve only recently discovered the Retirement Manifesto and now, on the cusp of my own retirement, was hoping to have that resource to turn to on my journey. Now, it looks like I’ll have that times two. I’m looking forward to seeing how this experiment works. Thanks for the willingness to try something new.
I’ve been retired for ~ 2 1/2 years and don’t plan on going back to “work”.
I love the new direction you’re taking as I was a little disappointed when you first reported you were retiring from writing the blog. While I’m not familiar with Dana, this new adventure sounds exciting. Thank you both for continuing to experiment and guide the rest of us through the retirement journey!
While I have not read Dana’s material, I think this is a great idea for several reasons. One, providing a woman’s perspective on retirement. Two, providing the insights from a professional FP being applied to their retirement process. Three, this will keep Fritz’s blog moving in a new and exciting direction. While I am retired and a DIYer, I look forward to reading about Dana’s journey.
Thank you! I can tell you, for me, helping someone else plan for retirement is much easier than trying to think about it for myself one day!
This is great news. looking forward to see more posts from Dana and you.
I’m so looking forward to how much added value you both have and will bring to this blog. All articles have advanced my knowledge and mindset about retirement. So grateful for what we need most in this world now…a good intentioned place where hopeful and helpful information is provided to prospective and current “respirees”! 🤸😊 Thank you!
PERFECT!!!
Wow, I’m a new commer to this blog. So when I heard you we giving it up I was sad. Oh no. Well our story is similar to Jerry but with it possibly more permanent disability on the horizon.
Before I retired 2022 Q1 at age 65. Life was catching up fast for my wife who went on disability retirement in her mid 50s. My wife due to several car accidents when younger was causing her to get back fusions frequently to prevent disabling pain.
I planned on working a little longer because of the always on the mind I don’t have enough saved from one income.
However, reality she may not be able to enjoy traveling like we originally planned.
Thus my retiring at 65 we could go and travel which is delayed right now until a handful of final surgeries in hope of lighter travel while we can next year.
I filled my days with my interest and help care for her.
I stay connected with our spiritual journey too.
One can never know how life can change.
We have enough for now but to have stories knowing how things like this can change would be like a support group for people like us would be encouraging.
My wish for others is to grab life while you can. You never know when things can change quickly.
I was a successful Accountant for 15 yrs then moved into being a Series 6 broker for 13 yrs.
I’m am delighted to get to know a fellow adviser who will talk about her path too.
The emotional aspects of this experiential experience of retirement has allowed me to grow as a person. Always looking to learn from others stories.
Steve, welcome, and thank you for sharing your journey! I agree, we must all grab life while we can. We never know what lies ahead. Hopefully we can all support one another through life’s changes.
Being soooo close to retirement myself, I am anxious and energized by this news and the prospect of “walking the journey” towards retirement with another fresh voice. Kudos to you both!
Evan, I thought of readers in exactly your position as I considered Dana’s proposal. Let’s face it, I’m 7 years past retirement, and I’ve written loads of stuff on the transition. I don’t expect readers to dig back through the archives, so I think presenting a “Round 2” is a perfect experiment, especially for the readers who are on the cusp of retirement. I hope you enjoy the music!
Excited to learn this! I enjoy Dana’s writing.
Thank you! I always appreciate hearing this. 🙏
Double nickle newly single (gray divorce) turned my retirement financial planning upside down. Looking forward to the new content and following along as you transition through retirement.
Sorry to hear about the gray divorce, Rebecca. Unfortunately, that’s far too common these days. I hope the words on this blog help you navigate your new pathway.
I’m so excited to read this news. I have been reading your blog for years and have shared it with so many friends. I can’t wait to read what Dana has to say about her retirement plans. I’m not familiar with her, but I’m excited to read her story. We all need great partners in life, I’m excited for you Fritz.🥰🎉
I’ve been retired since 2011 at age 61. I have some topic ideas for those of us who are older & have been retired for awhile. Perhaps I can contribute? I have published & worked as a professor & clinician in psychology.
I appreciate the offer, Pat, but you’ll notice I don’t typically allow guest posts (I get offers almost daily, and I’ve found it easier to “just say no”). I’ve tried it in the past, but it’s too much work finding a format to share the text, working on the editing, etc.
That said, your experience is intriguing, and I’m open to trying new things in this “new chapter” of the blog. Go ahead and shoot me an email at Fritz@TheRetirementManifesto.com with your ideas (mention that you were the one who left the comment). I’d be happy to see what you have in mind.
When I first started reading I thought you were announcing a tie up with Jim from Route to Retire. No dig on Jim, but Dana is a definite upgrade of my expectations. Should be interesting. Sparkle bombs indeed.
Wow! Thank you. This comment warms my heart!
Haha, had to laugh when I read your comment. Jim’s a great guy, but he’s also just “retired” from blogging, so I don’t think he’d be up for a writing gig. And…he’d never use the term “Sparkle Bomb” (a term I love in Dana’s writing, BTW). I agree Dana’s proposal exceeded all of my expectations, I’m excited to have her on board. This is going to be fun.
Awesome! When I started exploring retirement and the bucket strategy, I stumbled on your blog Fritz. I appreciated the information and wisdom you provide. From there I discovered other resources such as Dana Anspach and Roger Whitney. They have all led me to be ready for the next step. I will retire from full time work in 3 months. Thanks for all your insight!
This seems like a win-win for you two and for your readers – congratulations!
I don’t see this as an experiment Fritz. I see this as a continuation of your good work to prepare all of us for the next step to our retirement journey. Looking forward to reading.
Welcome aboard!
Staying “ diversified “ in your thought is as important as actually diversifying your investments. Look forward to reading a different perspective. I was disappointed to hear Fritz was stepping back. Look forward to the new approach.
Congrats Dana and welcome aboard
My wife and I have been retired for 8 months and loving it
We look forward to learning from you
Blessings,
Paul and Susan
Thank you and congratulations on your recent retirement!
Dan and Fritz
I am excited to see how this “duet” develops. I am always encouraged by your thoughts on always being willing to try something new. That concept keeps me from sinking into an unhealthy routine or rut. I look forward to all the future blogs.
Best Wishes on your new endeavor,
Steve
This is great news. I’m looking forward to see the concept to reality. I’ve learned a lot from Fritz, and am coming up to a year in retirement next month. Fritz was there every step of the way.
Thank you Fritz and looking forward to Dana’s blog.
Cheers!
Fritz and Dana –
I am very excited about this partnership. All of use either in or near retirement can use a daily, weekly or monthly blog to assist us along the way and encouragement for what to consider, investigate or remain calm.
I don’t know Dana’s work but I look forward to reading her retirement book and gaining knowledge, laughter and confirmation from her contributions. Thank you both for being our lodestar!
Fritz,
I wholeheartedly approve this experiment! A similar approach was employed by Darrow in the caniretireyet blog which I have followed for over 10 years. That site introduced me to your site and your “10 Commandments of retirement”; which impressed me so much I immediately posted on LinkedIn. I have enjoyed the retirement manifesto ever since. Both sites gave me the confidence to retire this February without ever having consulted a financial advisor. Around age 30 I did employ a financial advisor for a while, and forever grateful for him getting me on the right path. Since then, the Internet has had a lot of information, but rarely gives the whole picture on a topic. You and Darrow‘s sites have launched me into FIRE status at age 58, so thank you Fritz for that!
I’m very much looking forward to read what’s to come from your site! I also hope that this experiment will motivate Dana to release a third edition of her book.
Best wishes, good luck and regards,
Christine
Outstanding collaboration idea absolutely looking forward to it! Nearing 60 and reading more than ever before about all aspects of retirement, and there’s nothing better than a good combination (chicken and waffles, coffee and cream)
Congratulations on the new adventure – challenge us with each post – make us think.
Bests from Minnesota!
This is exciting! Living in Phoenix I am familiar with Dana & have watched many webinars. It will be nice to have a female perspective as the retirement “blog” community (although great) is very male dominated.
Welcome Dana! Looking forward to your additions.
This news is coming at a good time for me. I’m 63 years old and planning to retire in approximately a year. I’ve been reading the Retirement Manifesto posts for the past several months and they really have me thinking and planning ahead. Unfortunately my Mom just passed away, so my retirement is looking much different than I thought it was going to. My Mom was my best friend, and we were planning to travel together, go to the farmers’ markets together, etc. I am absolutely devastated. My Mom was 85 but her illness was sudden and I had thought she was going to live forever. Silly, huh? Anyway, now I am starting to think about what retirement will look like without my Mom. I just went back and read The Ten Commandments of Retirement, and I am newly committed to working on my physical and spiritual health. And I’m very excited to follow along with Dana and Fritz, whatever the content may be. Thank you for providing this service!
Sherry, so sorry to hear about the loss of your Mom. I can’t imagine how difficult that is for you, especially given your plans to travel together with her in retirement. Hang in there – there’s a path out there for you, and in time I’m sure you’ll find it. “Newly committed to working on my physical and spiritual health” is a great approach to discover it. Best of luck.
Fritz,
I’ve been an avid follower of your work since early 2020, and I want to take a moment to express my sincere appreciation. Your insights and thoughtful writing have played a significant role in shaping the success of my own retirement journey. For that, I am truly grateful.
What initially drew me to your blog was your refreshing emphasis on the non-financial aspects of retirement—what I like to call “the rest of retirement.” At a time when most voices in the space were solely focused on money, you were offering what I truly needed: guidance on how to live a fulfilling retirement. Your work filled that gap, and I thank you for providing such valuable perspective.
As you now embark on this new and exciting phase of retirement alongside Dana, I want to extend my best wishes to you both. I’m sure it will be filled with joy and new discoveries. That said—with the utmost respect—I hope you’ll continue to share reflections from your own stage of the journey as well. Many of us, your long-time followers, are already well into retirement and look to you for inspiration on sustaining a meaningful, joyful retired life.
Please keep forging your own trail, and know that your continued voice in this space is both appreciated and impactful.
Wishing you all the best in this next chapter,
Mike
Welcome!!! Let’s goooooooo!!!!!
For those of you who don’t know Dana’s work, let me just say she is one of the very best out there. Her book is phenomenal. I’m a former client who learned so much from all her writings and webinars that I have successfully managed my own money since retirement nearly 5 years ago. I strongly suggest everyone reading this blog watch her webinars. One of her sharpest skills is her ability to communicate financial concepts clearly and concisely. This is a big win for the Manifesto.
Mike, thank you so much! I couldn’t ask for a greater compliment! I love that we can help all kinds of people -those who have the aptitude to take the concepts and apply them, and those who want to delegate. Hearing I’ve been able to contribute to your success makes me happy!
I love the idea of Dana writing of her experience as she moves forward. I’ve enjoyed all the helpful blogs over the past few years. Glad there’s a way forward.
I think it’s a great idea, retirement life just keeps changing everyday and I’m looking forward to the future content!
I just found Fritz via a podcast and my introduction to the Manifesto was his retirement announcement. I was a bit deflated although I have been reading the treasure trove of information already published.
My wife and I retired in 2022 at 58 to care for aging parents and have been also doing some traveling. Looking forward to the Experiment! Welcome Dana!
FANTASTIC !!! At 79yo and retired for 20 years now, I am still totally intrigued by always learning “new” retirement info. This helps me continue to fine tune my own retirement and share that info with others. Again, THANK YOU !!!
You are a great example of bold experimentation. Continue on! I appreciate your new direction. I was laid off from aerospace a year ago. Satisfying to work on Space Shuttle and Satellites and now thrilled not to be working on them. I have never been a “quest” person, but more of a “builder-sustainer”. I read 30ish books and was ready to retire. Many pitfalls were pointed out helping me to process them rather than avoid them. Things like identity, saver/spender, health, relationship impacts, others’ expectations, and financial. Each one representing a whole world of ideas. I think your new direction will be helpful to many!
George
Books that helped me include:
– How to Retire Happy, Wild, and Free
– Sunsets: Reflections for Life’s Final Journey
– An Uncommon Guide to Retirement
– From Strength to Strength
– Outlive: The Science and Art of Longevity
– Money, Possessions, and Eternity
– The Simple Path to Wealth
– Rethinking Retirement
– Build the Life You Want
– How to Retire: 20 lessons for a happy, successful, and wealthy retirement
What a great list.Thank you for sharing it!
This is terrific news. Having spent my career on the financial side of the retirement business, I have enjoyed shifting gears and refocusing on the non-financial aspect. I look forward to reading Dana’s thoughts as she approaches a simiar transition.
Fritz – I had hoped that you were joining me in the ranks of the retirement slackers. A lifelong commitment to being a contributor to society of a hard thing to shake. I’ve been in phase 1 retirment for 3.5 years and have the next couple of years booked out. This partnership should help free up time to ride your MTB and travel more – good luck!
What a truly fantastic idea/plan!! Fritz, glad to hear that you’re still going to be involved in your blog going forward, even if it’s in a reduced role. Dana, I’ve purchased/read Control Your Retirement Destiny and sat in on several of your Webinars at Sensible Money and am a big fan of your work.
Great plan Fritz, onwards and upwards!
Great news! I’ve been a fan and follower of both of you for many years. Dana’s book was one of the first retirement planning books I purchased about 10 years ago, and it’s still at the top of my list and always close at hand. I shamelessly copied her income and spending timelines to get started with my own DIY spreadsheet that I still refer to and update regularly. I found the Retirement Manifesto about 8 years ago and it’s easily one of the best blogs among the many I read. I was a little sorry to hear it might be “semi-retiring”, but now am glad to hear about the new collaboration. Excited to see what comes next!
FYI…Fritz, I should add “Keys to a Successful Retirement” also holds down a prominent place on my library shelf. Another go-to read!!
No shame needed! I’m always glad to hear when people take my ideas and evolve them for their own use. 👌
You had me at sparkle bombs. Who couldn’t use a sparkle bomb now and then.
🎇Love this! Maybe I should change my life motto to “Remember, leave a little sparkle wherever you go.”
Sounds like fun. I’m looking forward to your submissions
Retirement is about the journey, not the destination, and this direction for the blog is totally ‘on-brand.’
I left my corporate job 3 years ago at 55 with full pension after 32 years knowing full well I was too young to stop contributing to my industry (insurance) and that I had more room to grow personally. My post career consulting business didn’t start out as planned but ended up in a different direction which has brought near perfect work-optional balance. Dana, the financial side is always important but the self-actualization stuff keeps me coming back. And the authenticity. Looking forward to your work!
Great news! I’m near retirement myself so look forward to hearing Dana’s take and her sharing her experience navigating this key life transition. Bonus points that she’s a highly experienced financial advisor. Extra bonus points that Fritz is continuing to post now and then.
Looking forward to this experiment. I’ve followed other blog sites through transitions including Can I Retire Yet (Darrow to Chris) and Humble Dollar (Jonathan to Adam) and still find these sites engaging and of high quality. I also like having more female perspectives.
Fritz – I discovered your blog about 6 years ago and have followed/explored/enjoyed it avidly ever since. You’ve given me so much insight into things I may never have considered and my future retirement will be all the better for it, so Thank you.
You’ve chosen to prioritise your private/leisure/family time and step back – which in itself is a luxury we should all prioritise; we have choices! Your helpful articles have been a pleasure to learn from, and I’m sure ‘Round 2’ with Dana’s contribution will be equally as good, (but different). Also I’m looking forward to a female perspective from someone approaching retirement as I am now.
Bring on the Sparkles!
I’ve really enjoyed Fritz and now I’m excited to read a woman’s journey. I’m so glad the ideas will continue to flow.
Thank you Wendy! I think having diverse perspectives is good for all of us!
This is so exciting! I retired last November at age 61 after learning as much as I could to help me understand my level of readiness. You two were among my favorite sources of information in helping me to make that call, so I am thrilled about your new idea- It will allow me to continue to get both of your valued perspectives while allowing you to enjoy your own retirement journeys. Thanks!!!
This is going to be amazing! I am learning so much. It’s going to be a great experiment.
Great to hear ! I am a casual reader across the oceans in small country tiny country Singapore
It always great to hear what others do in the later phases in life!
How retirement from full time work is plan and funded!
One day this blog could go global! With various jurisdictions being different there will be greater opportunities to share and participate !
Keep in it
Thanks
This is wonderful news! I have been a fan of Fritz’s blog for years and am happy to hear that Dana and Fritz will continue the conversation. I have not read Dana’s work previously but, as a retirement blogger myself, I always enjoy hearing from a new voice on the topic. Welcome Dana!
Wonderful news! Fritz, your blog has been a pivotal part of my retirement journey as your “bucket system” rang immediately true to me. While I understood your pulling back, I must admit to feeling an immediate sense of loss. How exciting that I will now be able to enjoy learning from a new voice (to me) and one personally vetted by you! Welcome Dana! I’ve been retired for almost two years here in rural Texas, but continue to feel compelled to “always be learning” about the subject as times, rules and regulations change. Blessings on this new endeavor!
This seems encouraging, I’m new to the concept of retirement, am having my first meeting with Sensible Money next week and am fearful to say the least. Target retirement date May 2027 with no plan in place, but much angst. Wish me good results !
So glad to hear you are taking steps to help calm the angst. I think no matter how much planning we do, there is always a degree of angst around retirement, but I think of it on a scale. Usually getting a good handle on the financial side can bring peace of mind and minimize the frequency and severity of the angst!
I have met Dana in person once, last fall (2024) in Omaha, NE. We spoke, I asked her a question or two, and I have been following her since I began the RMA(R) education program two years ago. I am also in the retirement planning/advisory “business”.
I have been following Fritz for several years, have bought and read his book, and have bought multiple copies from Amazon to send to clients and prospects. I really appreciate his approach to all aspects of retirement (especially the non-financial parts), his writing style and his tone. I feel like I “know” Fritz, also.
I am very excited to see where this partnership between the two of you leads. I will be an eager and happy “consumer” of your output(s).
I wish you both all the best of this journey.
Mike
Hi Michael! That was a fantastic conference! Joe Elsasser is an incredible voice in our industry. Glad to hear from you and we appreciate the vote of confidence!
I think this is a great idea! A Boss Lady voice in the mix! Yes!
Ohhhhh!!! Boss Lady voice. I love it! ❤️
This is great news! I 100% supported Fritz’s decision as an authentic move but had a touch of sadness at losing the regular retirement wisdom I’ve been soaking up for years. I love the idea that we can be open to see what comes up and just sit with the decision to change without knowing where the change will lead. A bit like my retirement journey and Fritz’s – evolving, varied and exciting. Thanks Dana.
When I came to this country as a 16 y.o. to pursue the American Dream, we, as a country, have lost that spirit of agree to be disagreeable along the way. It takes a toke on our collective opinion of different people with different race or sex. We have diminished some aspect of every area of our life. I am a faithful reader of the manifesto from Fritz is that he is honest about his experience in early retirement. I for one welcome this experiment, the only thing I ask of you both is to be honest with each other and with us, and bring us an additional perspective relating to retirement. I am very excited to read more. Thanks to both of you who set aside any ego and to tell us like it should be. Good luck & God bless.
I am a newbie having just come across your blog. I am excited to see where this will lead. I am currently 4 years from retirement and I cannot wait.
So happy to hear about the new experiment for my favorite blog! Love that we’ll get a perspective from a well -respected female voice. Looking forward to future posts.