top 10 posts

Top 10 Posts of 2022

An annual tradition continues with today’s sharing of the Top 10 posts of 2022.

Here’s your chance to catch any of the most popular posts you missed during the previous 12 months.  It also gives me an opportunity to review the site statistics to see what’s resonated with you. I find it a good way to wrap up the year.  I hope you agree…

Today, the 10 most popular posts from 2022. Did you miss any of them? Click To Tweet

what were the top 10 posts of 2022

Top 10 Posts of 2022

Here are the top 10 posts of 2022 in ascending order.

(Click on the article titles below to launch the related post)

10.   4 Lessons From 4 Years of Retirement

biggest lessons from retirement

The latest in The Retirement Reality Series, sharing what I learned through my first 4 years of retirement.

9. How To Determine When To Claim Social Security

when to claim social security pinterest

A review of a very useful SS calculator, and how it drove our decision on when to claim Social Security.

8. How Real People Manage Their Money In Retirement

how to manage your money in retirement

A fascinating look at how people really manage their money, based on a study of 31,000 people.

7. The Four Paths of Retirement

The four paths of retirement

The four most common paths of retirement, with characteristics of each.  Which are you on?

6. How To Build A Retirement Paycheck From Your Investments

the bucket strategy

A perennial “Top 10”, this post from 2016 outlined how I established The Bucket Strategy before I retired. This was the first post in The Bucket Strategy Series. 

5. Revisiting Our Drawdown Strategy After 3 Years of Retirement

drawdown strategy pinterest

How our first 3 years of the Withdrawal Phase compared to our original plan.

4. 20 Steps To Take In The Year Before Retirement

Last year’s #1 most-read post remains in the Top 10 for another year.

3. Introducing The 90-10 Rule of Retirement

the 90/10 rule of retirement

The reality of how your thoughts about money will shift after you retire.

2. Retirement Is Nothing Like I Thought It Would Be

retirement is nothing like I thought it would be - pinterest

What was different than I expected, and what was the same.

1. Saying Goodbye To The 401(k)

A shocker, since it only came out a few weeks ago.  This post exploded with the readers, with over 63,000 views in December alone.  It’s the closest I’ve ever come to “going viral”.  This article explained our decision to roll my 401(k) over to a personal IRA and Roth, and why it no longer met our needs in the Withdrawal Phase.

Here are the weekly readership statistics to show the impact:


There you have it – the Top 10 Posts of 2022.

Thanks to all of you for your continued interest in The Retirement Manifesto.  I was motivated by that jump in readership this month, and I appreciate each and every one of you for reading the words I write.

Best wishes for a Merry Christmas, I trust you’ll keep your eyes away from your screens and enjoy some quality time with those you love.  As for my wife and me, we’re off to Alabama for some cherished Grandparent time.  You can rest assured I’ll be avoiding my computer for the remainder of the year.

We’ll see you in the New Year.

Previous Top 10 Posts:



    1. Same to you, Dave. Take some time off, you’re working too hard for being semi-retired! 😉

  1. Hey Fritz,
    I just read your blog on Saying Goodbye To the 401(k). I assume your age helped with that decision. To me there is not much of a reason to keep funds in 401(k) after retirement once you reach 59 1/2.

    1. Chuck, I was holding out on the Rule of 55 option, but I knew by age 57 that wouldn’t be required. The delay from age 57 to age 59 (when I rolled ito over) was primarily driven by the fact that my 401(k) had a Stable Value Fund that I couldn’t replace in the open market. Now that interest rates are working in our favor, it made it easy to replace the SVF with the bond ladder I mentioned in the post.

    1. Thanks, Shannon. I appreciate your loyalty to my blog, and wish you and your family (and your blog!) best wishes for a successful 2023!

  2. Fritz,

    Merry Christmas to you and Jackie. I’m still looking forward to the day when our paths will cross again.

    Always good to read The Retirement Manifesto. Keep it up


  3. Thanks for the list Fritz, I enjoyed reading them all again. They are all filled with the common thread of ‘words of wisdom, successful retirements don’t happen by accident’.

    Have a great holiday season, always looking forward to your next post. Take care, and the best to you and yours.

  4. Thats an awesome list Fritz!! And I enjoyed each one and learned alot….Hope you have a great holiday and look forward to some great articles to come in the new year!!

  5. Fritz – thanks for the excellent posts this year. I’ve read them all. The most useful one for me this year, however, was “Getting The Courage To Jump.” That article encouraged me to retire this year, which I did (with great reluctance) this month! Merry Christmas!

  6. Fritz, Thanks For Sharing… After retiring three times ( 1984, 2005, and then with SocSec in 2008) I have a pretty good list of what Not to do, and What to do. So with that experience base, reading your Retirement Manifesto lets me share your Great info with many friends at different points in their Retirement journey. Again THANKS !!!

  7. Thanks for all the great articles you’ve shared with us this year. I look forward to reading each them as soon as you post them. I’ve been retired 2 1/2 years now and my wife just retired on Nov 18th after 44 years of being an RN. Now we have a whole new chapter of our lives to explore and enjoy together.
    Wishing you and your family a Merry Christmas and hoping for a Happy and prosperous New Year!

  8. Great post Fritz, I had missed # 2 back when you first wrote it, so thanks for sharing it. I hope you and your family had a great Christmas, here’s to hoping for a prosperous 2023! Happy New Year sir!!

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